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Phone

801-326-1975

Disability

N

o matter how old you are, if you have a medical disability that prevents you from working, you may be able to claim benefits from the Social Security Administration (SSA). There are two benefit programs under the Social Security Act you can apply for:

  • Social Security Disability Insurance (SSDI): also called Title 2 claims because they are authorized under Title 2 of the Social Security Act, are available only to disabled people (and their dependents) who’ve already worked for a certain number of years and who have paid into the Social Security trust fund. For more information on SSDI, click here: About SSDI
  • Supplemental Security Income (SSI): also called Title 16 claims because they are authorized under Title 16 of the Social Security Act, are available to disabled or elderly people whose incomes and assets are limited. For more information on SSI, click here: About SSI

A person claiming a disability is called a claimant.  Claimants can apply for one of the benefit programs or both Title 2 and Title 16 programs.  Claimants who apply for benefits under both programs are concurrent claims.  When the SSA receives your application, it will check your eligibility under both SSDI and SSI programs even if you haven not specifically requested both; if you apply only for SSI benefits, the SSA will automatically process your claim for SSDI.  If the SSI claim is turned down, you don’t have to file another claim for possible SSDI benefits.

SSDI is part of the United States’ Social Security program, which is officially known as the “Old Age, Survivors And Disability Insurance Program,” or OASDI. SSI is not. But the benefit from both programs is cash, the amount depending on which program you qualify for.

Applying for Social Security disability benefits with or without an advocate can be difficult due to how long a claim can take and the high chance of being denied. Statistically, 70% of all SSDI and SSI claims are denied after the initial application. It is therefore wise to consult with an attorney from the first step.  If you are considering applying for disability benefits, contact us today!